The Project Gutenberg EBook of Business Hints for Men and Women by Alfred Rochefort Calhoun Copyright laws are changing all over the world. Be sure to check the copyright laws for your country before downloading or redistributing this or any other Project Gutenberg eBook. This header should be the first thing seen when viewing this Project Gutenberg file. Please do not remove it. Do not change or edit the header without written permission. Please read the "legal small print," and other information about the eBook and Project Gutenberg at the bottom of this file. Included is important information about your specific rights and restrictions in how the file may be used. You can also find out about how to make a donation to Project Gutenberg, and how to get involved. **Welcome To The World of Free Plain Vanilla Electronic Texts** **eBooks Readable By Both Humans and By Computers, Since 1971** *****These eBooks Were Prepared By Thousands of Volunteers!***** Title: Business Hints for Men and Women Author: Alfred Rochefort Calhoun Release Date: July, 2004 [EBook #6167] [Yes, we are more than one year ahead of schedule] [This file was first posted on November 20, 2002] Edition: 10 Language: English Character set encoding: ISO Latin-1 *** START OF THE PROJECT GUTENBERG EBOOK, BUSINESS HINTS FOR MEN AND WOMEN *** Emily Ratliff, Juliet Sutherland, Charles Franks and the Online Distributed Proofreading Team. BUSINESS HINTS FOR MEN AND WOMEN By A. R. CALHOUN CONTENTS CHAPTER I COMMON SENSE FARMING 1. Wealth, Land and Labor. 2. Money. 3. Sources of Wealth. 4. The Farmer, a Producer, and Seller. 5. Business Methods Essential. CHAPTER II DOCUMENTS YOU SHOULD UNDERSTAND 1. Deeds. 2. Abstracts of Title. 3. Parties to a deed. 4. Different deeds. 5. Making a deed. 6. Recording deeds. CHAPTER III FORMS OF DEEDS AND MORTGAGES 1. Trust deeds. 2. As to mortgages. 3. Mortgage forms. 4. Payments. 5. Assignments. 6. Redemption of mortgages. 7. Equity of redemption. CHAPTER IV WILLS 1. Two kinds. 2. Limitations of wills. 3. How to make a will. 4. On executive duties. 5. Administrators. 6. Debts. 7. Final settlement. CHAPTER V LETTER WRITING 1. Business letters. 2. The heading. 3. Forms. 4. The greeting. 5. Body of letter. 6. Ending a letter. 7. Materials. 8. Letters of introduction, etc. CHAPTER VI BILLS, RECEIPTS AND ACCOUNTS 1. Bills for goods. 2. Bills for labor. 3. Discounting bills. 4. Forms of receipts. 5. What is an order? CHAPTER VII WHO SHOULD KEEP ACCOUNTS? 1. An account with crops. 2. Workingman's account. 3. Other records. 4. Copies. CHAPTER VIII AS TO BANKS 1. National banks. 2. Banks as lenders. 3. Interest on deposits. 4. Check and deposit banks. 5. How to draw a check. 6. Certificates of deposit. 7. Use of checks. CHAPTER IX SAVINGS BANKS 1. How business is conducted. 2. How to deposit. 3. How account grows. 4. Limit of deposit. 5. How to draw money. 6. Savings bank revenues. CHAPTER X NOTES--DRAFTS 1. Definition and illustration. 2. Days of grace. 3. Indorsing notes. 4. Negotiable notes. 5. Joint notes. 6. Discounting notes. 7. Interest on notes. 8. Protests. 9. Notices. 10. Accommodations. 11. Lost notes. 12. Notes about notes. CHAPTER XI A DRAFT 1. To make a draft. 2. Forms. 3. For collection. 4. Dishonor. 5. Protests. 6. Buying drafts. 7. A good plan. 8. Good as cash. CHAPTER XII JUST MONEY 1. What is money? 2. United States money. 3. Metal money. 4. Paper money. 5. Bank notes. 6. "Greenbacks." 7. Treasury certificates. 8. Worn-out notes. CHAPTER XIII OUR POSTAL BUSINESS 1. The department. 2. Rural free delivery. 3. Classified mail matter. 4. Postal rules. 5. Foreign rates. 6. Stamps. 7. Postal cards. 8. Registering letters. 9. Special delivery. 10. Money orders. 11. Cashing P.O. orders. 12. Advice. CHAPTER XIV TELEGRAMS--THE TELEPHONE 1. Description. 2. Directions. 3. Charges. 4. Telegraphing money. 5. The method. 6. The telephone. CHAPTER XV BUSINESS BY EXPRESS 1. Two kinds. 2. Instructions. 3. The company's duty. 4. Collections by express. 5. C. 0. D. by express. 6. Money by express. 7. Money orders. CHAPTER XVI ABOUT RAILROADS 1. Bills of lading. 2. Express bills. 3. A bill and a draft. 4. Some forms. CHAPTER XVII TAXES 1. Definition. 2. Kinds of taxes. 3. Customs duty. 4. Internal revenue. 5. Stamps. 6. State taxes. 7. Exempt from taxes. 8. Insufficient taxes. 9. Personal property. 10. Town taxes. 11. Payments. 12. Corporation taxes. 13. Taxes in general. 13. The returns. CHAPTER XVIII CONTRACTS--LEASES--GUARANTEES 1. Requisites to a contract. 2. The consideration. 3. Written and verbal contracts. 4. Forms of contract. 5. Kinds of contract. 6. A lease. 7. As to repairs. 8. Sub-letting. 9. What is a guaranty? 10. A bill of sale 11. Obligations. CHAPTER XIX LIFE INSURANCE 1. A definition. 2. How it is done. 3. As an investment. 4. Forms of life insurance. 5. Mutual insurance. 6. Amount of policies. 7. Policies as security. 8. Lapses. 9. Proprietary companies. CHAPTER XX INSURANCE--FIRE--ACCIDENT 1. Like a gambling risk. 2. What is fire insurance? 3. Premiums. 4. Collecting. 5. Insurable property. 6. Mutual companies. 7. Stock companies. 8. Accident insurance. CHAPTER XXI PARTNERSHIPS 1. Defined. 2. Prepare and sign. 3. Silent partners. 4. Nominal partners. 5. Liability. 6. How to dissolve. 7. Notice necessary. 8. A form. CHAPTER XXII INVESTMENTS 1. What is an investment? 2. Savings. 3. Capitalists. 4. Stockholders. 5. Kinds of stocks. CHAPTER XXIII BONDS AS INVESTMENTS 1. As to bonds. 2. Sorts of bonds. 3. Railroad bonds. 4. Buying bonds. 5. Requisite in a bond. CHAPTER XXIV THINGS TO REMEMBER 1. Don't deceive yourself. 2. Be sure you are not losing. 3. Weeding out old stock. 4. Dropping worthless accounts. 5. Let your wife know. 6. Children and business. 7. Farmers' sons. CHAPTER XXV WORTH KNOWING 1. How title is acquired. 2. Over-generosity. 3. Care of wills. 4. Care of all papers. 5. Checks and stubs. 6. Sending away money. 7. Lost in mails. 8. More about notes.

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